Business Lending
Fund the business you are actually building
Side hustle turning into the main thing? Shop ready for a second location? We back founders who are actually building, with funding that shows up when it matters.
Good for
Made for moments like these
Working capital
Cover payroll, rent and inventory swings without sweating the slow weeks.
Equipment
Espresso machines, cameras, trucks, ovens. Get the gear that makes the money.
Inventory
Stock up before the busy season instead of running out mid rush.
Hiring
Bring on your first employee or your fifth. Growth needs people.
A new location
Signed the lease? Let us help with the buildout and opening costs.
Marketing
Fund the campaign that gets you in front of the people who need you.
Before you apply
What you will want nearby
You do not need any of this to start. But having it close makes the whole thing faster once we say yes.
Quick checklist
- Business name and structure
- Time in business
- Yearly revenue (a solid estimate works)
- How much you need and what it is for
- Business bank statements
- Business license or formation docs
Real questions
Stuff people actually ask us
Still curious after this? Call or text us at (706) 786-9330 and a real person will answer.
Can I get business funding if my income changes month to month?
Yes. Creators, freelancers and seasonal businesses all have uneven income. Lenders usually look at bank statements over several months to see the pattern, not one slow week.
Do I need an LLC to qualify?
Not necessarily. Sole proprietors can qualify for many options. Having an LLC or corporation can open more doors, and we can point you toward the next step if that makes sense for you.
Can I use funding for camera gear, ads or editors?
Yes. Equipment, marketing spend, contractors, inventory, a new location. If it helps the business make money, it is usually fair game.
How new can my business be?
Some partners want a year or two of history. Others work with businesses under a year old or even a strong idea with a plan. Tell us where you are and we will be straight about your options.
Will this affect my personal credit?
Applying with us does not. Depending on the product, a lender may check your personal credit before final approval, and we will always let you know before that happens.
How fast can I get funded?
Many business options fund in a few business days after approval. Larger or equipment specific loans can take a bit longer because of paperwork.
Heads up: Olive Branch Capital is a brokerage. We match you with lending partners and may receive compensation from them when a loan closes. That never changes your cost, and it never decides which option we recommend. All loans are subject to approval. Approval, rates and terms are decided by the lender. Availability varies by lender and location. Read our full disclosures.
Ready when you are.
Takes about five minutes. No credit hit for applying. Just a straight answer from real people.